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Sen. Hyde-Smith: Promoting New Bank Formation Act of 2025 Analyzed by CRS

Bailey Malota

WASHINGTON, Sept. 16 -- Promoting New Bank Formation Act of 2025 (S. 113), introduced by Sen. Cindy Hyde-Smith, R-MS, on January 16, 2025, has been analyzed by the Congressional Research Service. This legislation is designed to streamline the establishment and operation of new financial institutions, with a particular focus on enhancing banking access in underserved rural communities.

The bill's primary provisions include a three-year phase-in period during which new financial ins . . .

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