Carter Struck

WASHINGTON, Aug. 23 -- The Consumer Federation of America submitted a public comment letter to the U.S. Department of Housing and Urban Development highlighting concerns regarding the impact of Buy Now Pay Later (BNPL) loans on housing affordability and mortgage eligibility for Federal Housing Administration (FHA) borrowers. The letter outlines the complexities associated with integrating these financial products into traditional credit assessments, particularly for underserved communities.

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